You Deserve A Piece Of The Real Estate P.I.E.

A Step By Step Pathway To "Real" Financial Freedom In Six Years Or Less

In Today’s Issue:

🔎INSIDER INSIGHTS: It’s Never Too Late To Win Your Freedom

🤿A DEEPER DIVE: The Real Estate Passive Income Expansion (P.I.E.) Recipe

📝THAT’S A WRAP: Tell Us What You Want To Learn Next!

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It’s Never Too Late To Win Your Freedom🏆

Did You Know?

• 45% of older adult households lack the income to cover basic living costs
  (NCOA - 2025)

• 59% of current workers plan to continue working during “retirement.” (annuity.org - 2025)

• Only 37% of U.S. adults believe retiring between ages 65 - 70 is realistic.
  (TIAA - 2025)

• 25% of retirees age 65+ rely on wages/salaries for income (Federal Reserve - 2025)

If you’re reading this and you’re under the age of 35, stay tuned and pay close attention because I wish I were in your shoes when I was your age.

For those of us over 50, falling behind on your financial goals, and you’ve begun to worry that it may be too late for you financially - you’re definitely in the right place.

Chances are you’re already investigating real estate as a possible vehicle to help you catch up but deep down something is telling you that you don’t have the time, skill or resources to pull it off.

You’re Right And You’re Wrong!

You’re right to consider real estate as a vehicle to achieve your financial goals but you’re wrong if you believe you lack the resources to get started and succeed.

I’ve said this more than once and I’ll keep screaming it from the mountain top until enough people hear it…

One of the biggest mistakes newer investors make is believing that they lack resources of some kind (i.e., money, credit, time, knowledge, etc.) to acquire income-producing assets.

“We Don’t Lack Resources - We Only Lack Resourcefulness”

The truth is, the only thing we lack, if anything, is the awareness of other people’s problems;

Someone out there has a problem that we can solve. Therein lies the opportunity for us to create the value that they want and make an offer to exchange it for what we want.

Together, we can do just that!

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The Real Estate Passive Income Expansion (P.I.E.) Recipe: Roadmap To “Real” Financial Freedom

3 Phases / 6 Steps:

1. Prepare

   1. My Season of Wealth

   2. My Wealth Strategy

2. Acquire

   1. Source the Deal & Funding

   2. Negotiate for Winners

3. Expand

   1. Activate the Asset(s)

   2. Optimize & Expand

PREPARE

To win the real estate financial game, you must be prepared with the knowledge & tools necessary to play both defense (offseting risk) AND offense (achieving growth)…

For many of us, it requires a transformation in our thinking (from consumer to that of an investor).

The first step of the recipe is to understand which season of wealth we're currently in and then set our sights on the next season of wealth we’ll target (Tier 1, 2, or 3 of “Real” Financial Freedom):

STEP ONE: My Season of Wealth

What is passive Income?

Passive income is the net cash flow derived from income producing assets.

The Four Seasons of Wealth. Which season are you in?

1. Survival:
   Passive Income (PI) < Basic Living Expenses (BLE)

   1. Example: Your basic living expenses are $4,000/mo and your passive income is $500/mo (for most it is $0)

2. Stability:
   Passive Income (PI) = Basic Living Expenses

   1. Example: Your basic living expenses are $4,000/mo and your passive income is $4,000/mo

3. Success:
   Passive Income (PI) = Basic Living Expenses + Lifestyle Expenses

   1. Example: Your basic living expenses AND your lifestyle expenses are $8,000/mo and your passive income is $8,000/mo

4. Significance:
   Passive Income (PI) = Basic Living Expenses + Lifestyle Expenses + Legacy Expenses

   1. Example: Your basic living expenses AND your lifestyle expenses AND your legacy expenses are $12,000/mo and your passive income is $12,000/mo

How We Define “Real” Financial Freedom:

🏃‍♀️Survival is “The Rat Race” (winter)
⚖️Stability is TIER 1 “Real” Financial Freedom (fall)
🏆Success is TIER 2 “Real” Financial Freedom (spring)
👑Significance is TIER 3 “Real” Financial Freedom (summer)

STEP TWO: My Wealth Strategy

For our purposes, there are two types of wealth strategies:

1. Yield Play

   1. an investment that meets your desired minimum return on investment on your money (recommended if you have money that needs to be parked and put to work)

2. Value Play

   1. an investment that can be contributed to in such a way as to add value or force equity (recommended if you’re falling short of your financial goals within your preferred time frame)

ACQUIRE

The acquire phase is where most of the action takes place and where many new investors get stuck…

STEP THREE: Source The Deal(s) & Funding

Although there are many different and more advanced acquisition tactics, we like to start with either one of two basic approaches:

1. The Leap Frog Method

   1. acquire 4 single family rentals & transition to a small apartment or real estate-business combo (recommended if you have $0 - $150K in seed capital)

2. The Grand Slam Method

   1. acquire a small apartment or real estate-business combo (recommended if you have $150k+ in seed capital)

Assembling your team and attracting your funding partners:

Collaborative real estate investing involves both strategic (vendor) partners and collaborative (joint venture) partners.

Strategic partners may include your mortgage professional, escrow agent, contractor, real estate agent, etc. It now becomes necessary for you to listen, understand and become obsessed with the problems that your peers face so as to prepare yourself for step four: attracting the funding you need by offering them the value they need.

Knowing which of the key inputs you possess gives you everything you need to acquire your next rental property - at any given time. For example, if all you have is time, invest that time to attract deals or funding (collaborative partners) for other people’s projects.

The same is true in the fact that possessing only one of the key inputs (skill) is sufficient to attract all of the additional key inputs necessary to consistently acquire rental properties until your portfolio is complete.

Your mission, as a collaborative real estate investor is…

1. Bring one or more of the 5 key inputs (skill, team, funding, deal, or time) to the table and offer it to a Real Estate Collaborator to collaborate on your first or next rental property (or flip), preferably within the next 90 days - OR

2. Cultivate the skills to become a Real Estate Collaborator yourself and orchestrate the attraction of all 4 of the additional key inputs to acquire your first or next rental property.

STEP FOUR: Negotiate For Winners

Most new investors are confused by this step because they don’t understand how everyone involved can win. They often believe that someone has to lose for them to win consistently.

Negotiating for winners requires two things:

1. Obsessing over solving your strategic and collaborative partners problems

2. Creating & structuring win/win solutions for ALL parties involved every time and making sure they understand the concept of collaboration and how they fit in

Two ingredients for a successful collaborative project:

1. Two or more participants contributing separate but necessary inputs with a focus on producing one singular outcome AND

2. ALL of the necessary inputs are available to produce that one singular outcome

Knowing that everyone is winning is not only incredibly satifying but also extremely fulfilling!

EXPAND

The expand phase requires market awareness, timing, and a touch of financial engineering.

STEP FIVE: Activate The Asset

Each income producing asset must be activated by attracting collaborative partners in the form of tenants or tenant-buyer partners.

Keep in mind that tenants provide key inputs to our collaborative projects just like the rest of us and can easily be allowed to win as well. We all have the same objective: achieve “real” financial freedom in six years or less. We simply use different tactics and have different starting points.

STEP SIX: Optimize & Expand

This step involves staying abreast of market conditions and knowing when to refinance or strategically sell your income producing asset(s) to optimize and/or expand your passive income.

A few things to consider when the time comes:

1. Tax advantages (i.e. 1031 tax deffered exchange)

2. Where we are in the market cycle and other business metrics (i.e. interest rates, inflation, etc.) &

3. Collaboration opportunities & strategies

Stay tuned for more details in upcoming free live streams and workshops.

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That’s A Wrap: Tell Us What You Want To Learn Next!

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